Please refer to the 20 pages of information that were distributed yesterday regarding these changes. We will have a meeting at 2 p.m. next Thursday to discuss these changes.

(2nd paper)It was a pleasure to meet you today at the seminar on time management. Enclosed is a brochure explaining our money market account. This short-term, high-yield account is very popular with our customers. In 2007, 618 money market accounts were opened in the first six months. This rate is set each Monday, and this week it is paying 7.25 percent.

(Third paper) You called our office inquiring about the various health plans we have to offer. During our conversation yesterday, I felt there seemed to be some areas that were of concern to you. Perhaps this letter, will clarify those concerns. Reasons you may wish to continue your health insurance through Cobra, Include; Loss of health insurance coverage due to termination of employment, reduction in hours, death, separation or divorce.The rates will vary depending on what time frame you wish to be covered, and weather the coverage is just for you, and if you want to include your children.

Will you be available at 4:30 p.m. on Monday or Tuesday of next week to discuss this further? I will call to confirm the appointment to discuss your insurance needs.

Never use ‘s to create a plural. This is the firstr rule in the handbook of grammar.

As to those papers, second one, third to last sentence. no comma, take it out.