Also, look into forbearances. Many student loan vendors will allow for at least a 6 month forbearance, sometimes more if you can claim financial hardships. Student loan vendors are very flexible with payment schedules, you may be able to work something out with them to get your payments lowered substantially.

College is always there. You can go back at any time. You can’t struggle now that you have a child to think of. Do what you have to do, call the student loan vendors and explain your situation, I guarantee they will work with you.

On the flip side, if you own a house, perhaps you can refinance the house and take out enough in a Home Equity Line of Credit to pay off one or both of your student loan debts.

Either way, take care of your family first…school will come, in due time.

Good luck!

It’s going to be tough, and if I were you I would take my time and get a full time job, being a part-time student instead. Don’t get yourself in debt by taking out a loan.

take as many as you can online then finish up whatever has to be done in class later.

good luck honey!~ and congrats to you and your wife on the baby!