1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:

http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx

4) You can also try to get a grant or scholarship, which is free money that you won’t have to pay back. You can read about them here:

http://www.studentfinancedomain.com/financial_aid/college_scholarship.aspx

And here are some good sites to check out:

FedMoney.org Home

http://www.findtuition.com/scholarships/

http://apps.collegeboard.com/cbsearch_ss/welcome.jsp

http://www.freegovmoney.net/

http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships

http://www.studentawards.com/

http://www.college-scholarships.com/

Good luck!

The maximum amount that you are able to borrow from the Federal Student Loan Program varies depending on whether you are an independent student or a dependent student, and also has a maximum amount per year you can borrow. If you are in need of more funds during a given year, your parents could apply for a Parent PLUS Loan. Your parents would be responsible for the loan, but the funds would go to you, the student.

Federal Student Loans can be used for travel expenses, books, food, school supplies, etc. The loan amount that you are approved for and you agree to borrow will be disbursed starting with your tuition costs for that semester, moving to your room and board if you live on campus, and then satisfying any other school fees you may have. After that the left over funds will be sent to you, usually in the form of a check. You can do what you wish with these funds.

You are eligible for Federal Student Loans as long as you are attending school at least halftime. If you are below halftime status as a student, you will not be eligible for Federal Student Loan help. Your status is determined by the school and the amount of credit hours you are taking during a given semester.

For more information about student loans, please visit the site below. If you have any more questions, don’t hesitate to message me on yahoo at StudentAidLending.

Good Luck, I hope this helps!

http://www.freewebs.com/a2z-loan/