ok how old are you? but you can go to college foundation of (state you live in) like i can go to collegefoundation of South Carolina….or if you want to take a loan out…google astrive student loans…you get your money in less than a week. but as far as grants and loans go, you should really check with the school. you need to go online and fill out a FAFSA form…its for financial aid…and you can just google FAFSA…its a form..and they send it to the school that you are going to apply to, and the financial aid department there will see if you are up for any grants…and grants are good! you dont have to pay them back…i got over 8000 this year in grants! and the loan from Astrive loans are good to bc you dont have to pay it back until after you graduate and they have low monthly payments and interest rates. but if you get a federal loan from the FAFSA paperwork…the goverment will pay the montly interest rates so that you dont have to. but i think depending on when you want to apply…FAFSA might be to late since i had to file mine before march since i was enrolling this fall…so you need to call the school taht you are looking to get into to see if they will take it! hope this helps

I would like to start by stating that I think that it is a great idea for you and your wife to take classes together. I think that it is great to have someone there to support you.

There are several ways you can pay for college: out of pocket, using grants (from the university and outside sources), university provided financial aid, and loans.

You stated paying for the money out of pocket isn’t a option So I think you should look at the school to help you get financial aid.

I would suggest starting by completing the FAFSA form. Their website has tons of information that with looking for money.

http://www.fafsa.ed.gov/

I would also suggest using www. fastweb.com. This website will help you find scholarships for smaller amounts but this will help you pay for books and other fees that will come up once you start school.

You can also look into speaking with a university staff member in the Financial Aid or scholarships and grants office. These individuals know the university and outside sources that will be able to help you out.

I would also look for jobs at the university. At many colleges staff are allowed to take a certain number of classes each semester for free. If you or your wife work for the school you would get to go to school free or get a percentage off.

You should check to see if the school is affiliated with Title IV federal programs (Pell, etc.). If they are, then your first step would be to complete the FAFSA (Free Application for Federal Student Aid – www.fafsa.ed.gov). By completing the FAFSA, you will generate an EFC (Expected Family Contribution) and your school will use that to determine what types of aid you could be eligible for.

Talk to a financial aid officer at the school for more information/guidance.

Good luck!