A few days ago
Anonymous

saving for college and tips?

so I just finished my 1st semester at a junior college i’m getting financial aid and now I’m working full time… after two years I plan to transfer to a UC hopefully CAL or ucsb, ucd, my grades are good but money is the problem I really don’t have any… since I have 2years I’m starting to put aways in a savings account but I would like and Advice, tips, stories from people who have been there or are in the same boat….

Top 3 Answers
A few days ago
a.lane

Favorite Answer

In the fall I’ll be a junior at a university. I have scholarships, grants and student loans.

Apply for scholarships at the schools you are considering going to. I wasnt really all that smart in high school, but I got decent grades and was involved in some clubs and I ended up getting a lot of scholarships for college. You don’t have to be a genius to get them. See what the schools you are considering have. Especially look into what scholarships there are for your major. I’m a dance major and there are a lot of scholarships through my dance department, that I didn’t even know about until this year.

I just apply for the fafsa every year, which is how I was awarded grants from the government (which don’t have to be paid back), and I get the student loans through fafsa(perkins and stafford). I’ll pay those off when I get out of school, but my parents are going to help me until I get a job. I’m really lucky for that.

I probably haven’t been much help, since my parents do help me out a little bit. But don’t think you can’t do it! Most of the people I know in college, their parents don’t help them out. It’s hard, stressful and sometimes you’re broke and it sucks. Whatever you can save up will help with spending money and books.

And books. They’re expensive, but look on websites like amazon.com that have used ones. They probably sell used ones on your campus, but usually online they are cheaper. I’m in a world lit class right now that requires about 10 books. I bought them at the book store and it was like $150, and then I looked on amazon.com and they were about $2 each. I was really mad at myself for forgetting amazon, after I had gotten some books for an art class there for $2 each the semester before. SO remember that!

And, this summer I’m taking an anatomy class. The book was about $120 dollars or something like that. I went to the library, and it’s there to check out for free. So don’t buy your books immediately. Decide how much you’ll use it in the class, and then decide if you need to buy it or if you can just get it from the library when you need it.

Good luck! It’s stressful, but you can do it. You just have to remember what you’re getting out of it. It seems like so much money, but its worth it for the job you’ll have after college than the one you’d have if you hadn’t gone.

0

A few days ago
Rell Smooth
You will have to spend time looking for scholarships and grants. This will take a lot of time. But if you start now, you should amass a good list of possibilities over the next 2 years. I would also suggest purchasing savings bonds in $100 increments. When you cash them in, you will amass a little more interest than just having the money in a savings account. A short term CD is another option.
0

4 years ago
valderrama
you in all probability will hate me asserting this, yet drink much less beer! It used to cost my acquaintances a small fortune! different than that, you should aim to not consume out too plenty, yet quite prepare dinner in. additionally, there are various stuff the school in many cases gives you that are unfastened or low fee. case in point, UGA (my previous stomping floor) held a Ludacris stay overall performance lower back while i replaced into in college and it in trouble-free terms fee like 5 or perchance 10 greenbacks to pass. they also have a action picture theatre and the drama branch places on performs 300 and sixty 5 days around that are unfastened for college scholars or often times in trouble-free terms a small fee. Your college additionally in all probability has a great style of golf equipment…trekking golf equipment, backpacking golf equipment, swimming, crusing golf equipment, etc. i could propose you to easily look at your faculties calendar of activities, discover what could entertain you, and get entangled. Heck, in case you’re a pupil paying the “expenses”, i could take benefit all i could desire to. in case you actual want funds, attempt advertising a number of your previous outfits to a place called Plateos Closet. OR, pass %. up alluminum cans! you additionally could make a pair of greenbacks off of advertising different human beings’s trash. Or have a yeard sell and get rid of previous junk you do not use or want. desire those concepts help. If it comes down too it, you may desire to take out a pupil mortgage. I did, and it replaced into the excellent decison i could desire to have made.
0