I now have two bachelor’s and a master’s and am working on my MBA. It’s definitely worth it.

Go for it! I never did finish my degree, and would like to go back myself. I know people say it’s hard to go back, but it’s all in how you think of it. Go to job or career fairs (some community colleges might sponser such events) and take a look around. Counselors on campus should also be available to discuss career options if you are undecided, or just search around online. The college I attended also had a career interest test available, and it is designed to help determine where your interests lie and what qualities you look for in a job or study.

There are all kinds of certificates and 2 year degrees. What are you interested in; what brings you joy and fulfillment? If you can find that, you have your answer.