The answer is: It depends on the district you teach in.

One district I only got paid during the my contract – the salary was divided up over 18 or 20 pay checks (not sure).

(I could opt to have the Credit Union pull out of my pay check each month so that I would essentially have a pay check through the summer.)

Another district paid us with 24 yearly checks – i.e. divided over 12 months.

(but they gave us all the summer checks at one time – June’s July’s and Aug.’s. You could deposit it as one lump sum, or twice monthly to keep your budget it check.)

And no teacher should go broke if they don’t get paid over the summer. It’s called a budget. You save each month to see you through the summer (and you shouldn’t need a Credit union to do it for you.)

If you are disciplined, you are better off saving part of each paycheck to cover your summer expenses, and you will earn a little extra interest. On the other hand, there is something to be said for a steady cash flow.