The best type of student loan to get is a federal government loan. Here’s what you need to do to get one:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:

http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx

You can also try to get a grant or scholarship, which is free money that you won’t have to pay back. You can read about them here:

http://www.studentfinancedomain.com/financial_aid/college_scholarship.aspx

And here are some good sites to check out:

FedMoney.org Home

http://www.freegovmoney.net/

http://www.grants.gov/

http://www.findtuition.com/scholarships/

http://apps.collegeboard.com/cbsearch_ss/welcome.jsp

http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships

http://www.studentawards.com/

http://www.college-scholarships.com/

Good luck!

Adding a co-signer will help you get lower interest rates and improve your chances of getting approved for a private student loan.

Have you applied for the federal Stafford loans? Those are avl. to everyone. For your first year, I blve they approve you for around $6,000 and it increases each year, but you have to meet the requirements such as the number of credits you earn each year in order to get loans each year.

Your other option is to get a scholarship book, it will give you a listing of what you can do to earn money. You can write essays and many other things along those lines.