The first thing you need to do is fill out a fafsa, which is a free government form that will determine your available award amount from the government, consisting of both grants and loans. From there, you’ll will be notified of how much of your education is covered with grants (money that does not have to be paid back), as well as which loans you qualify for. The Subsidized Stafford Loan is your best bet, because it will not accrue interest while you are at least a half-time student. I hope this information helps you out, and good luck with the next two years!

For more information about applying for Federal Student Loans, please visit the source below:

http://www.studentaidlending.com/pages/students.htm

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:

http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx

Another alternative to student loans is a grant or scholarship. These are free sources of money that you don’t have to pay back. Here are some sites to check out:

FedMoney.org Home

http://apps.collegeboard.com/cbsearch_ss/welcome.jsp

http://www.freegovmoney.net/

http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships

http://www.studentawards.com/

http://www.college-scholarships.com/

Hope this helps. Good luck!