A few days ago
angelikabertrand64

Student Loan Help. I had been conditionally disabeled. But now they after me?What can I do?

100 % disabeled. I have proof from my physicians including cardiologist. I am in dispair. I haven’t been working for the last eight years. I can’t afford an expensive attorney. What can be done? Why are they pushing me over the edge? I am a heart patient with a CHF. HELP!!!

Top 3 Answers
A few days ago
Anonymous

Favorite Answer

Hi Angel,

Don’t mind the spam-bots, every time someone types in the word “Loan” in a question, the computers go nuts. I think they are automated computers, just keep reporting them. Hopefully they will go away.

Anyway it sounds like you’ve had your loan discharged, you will get a letter saying you don’t have to pay, but the discharge is “conditional”. Keep this letter. You never said what they were doing “to be after you” but once your loan is conditionally discharged you don’t have to pay on it. Your loan will still be in existence and you may still get paperwork on it, but after three years has passed your loan company will review your earnings. To make sure you are still disabled. If you meet certain requirements (earn less than a certain amount, I believe) your loan will be fully discharged. Keep all paperwork you receive on it and respond promptly to any requests – esp if they are asking you for payment. Remind them it was discharged.

I say this because occasionally people have a loan discharged and not realize they had more than one… and have THAT particular creditor calling you as well.

Good Luck and Congrats.. my hubby just had his discharged completely and the paperwork was minimal.

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A few days ago
jml167
OK here is the student loan government website page on repaying your student loans. It tells you how to proceed with getting your loans put in to forbearance or deferment. It basically says to start with your loan company to see if you can work something out with them. If that doesn’t work, it gives you a number to contact the FSA Ombudsman to help you resolve your issues. Good luck!
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A few days ago
xixcheliexix
You should be able to get your loans forgiven…contact your school for more details.
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