your grades have to be up, you can’t fall to half time, you have to continue schooling, and you have to keep sending them updates from your school that prove that you are still there. If you can’t get the courses you need and you should happen to fall to half time then they will come down on you hard to start paying them back. If you can’t within a few months (and the payments will be high if you’re doing all that schooling) then they will begin to offset your income taxes (because you can’t pay the full thing which is what they want you to do). Remember that you MUST repay the loans you take out. And if you can’t then they will take money from you till you’re 120 years old, they will make life miserable for you, and they will keep you from getting work in your field until you’re paying back the loans as agreed. Usually, like if you take out federal loans then you won’t start to pay back until 6 months after graduation, but like mentioned if you fall to half time or can’t make your payments then they will find a way to take it from you.