Some student loans are possible without co-signer. You can. I found interesting information about your answer, college loans, scholarships, college grants here. http://all-student-loan-consolidation.blogspot.com/2007/07/college-loan-consolidation.html Good luck!

Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad creditdepending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.

then just apply for a loan, you will find out in about 2 weeks when you get or are denied the loan

Check it on line with true credit report!

Hi I am an Underwriter for several banks in the New York area as well as I own and operate my own credit and financial service organization. To answer you specifically regarding credit … First of all, you have to know how well you’ve established your credit history and how you’ve made your payments to your creditors. You know if you have good credit if you have monitered it well, paid your payments on time without missing and/or without being pastdue and/or late. The best way to predetermine it is to get a copy of your personal credit report from all bureaus. You can do this online by using the link below and clicking on the Get Your Tri-Merge Report. This way, you will be able to purchase all three credit bureaus at one time. If you fico scores are at least 700 or higher, you can assume that you have good to excellent credit.

Fico Scoring has now changed effective September 1, 2007 and now the scores are alot higher now. I use to have an 850 fico score but when they changed the grading model, my fico score increase to the 900’s and now it’s well over 920+ and I have excellent credit. The longer you establish yourself, the faster you pay creditors off without creating new debt, the higher your fico score will go and you will soon be able to have excellent credit histories as you continue to duplicate the same process over and over again.

Here’s the link to purchase your Tri-Merged Credit Report online in minutes: Go to: http://www.artistic-capitalcorp.com/CREDIT-REPORTS.htm and purchase it immediately through Experian and make sure you are purchasing a three-in-one and/or a tri-merge multi report with fico scores.

As far as having a student credit card for one year that’s great and it’s a great way to start and begin, but you would be too new to really rate. Your scores are probably good because you have made on-time payments, but you are not considered a person with long history therefore most banks would still require a co-signer for you because established credit is not considered established until after you’ve held credit accounts for a minimum of 48 to 60 months with excellent payment histories and you still need to have other creditors and other accounts in order to do this. Just the Student Credit Cards are not enough, and essentially the credit limits on student credit cards are so low that it really does not raise your fico scores to the highest markers.

Our agency works with consumers who are registered in our online credit club and we provide them with credit guidance, credit enhancements, as well as student loan placement services and funding for small and/or medium sized businesses that may be startup businesses and/or entrepreneurs who are seeking funding for their ventures. Our agency can get you a student loan from $40,000.00 to $80,000.00 if you register with our agency. As long as your fico score is at least 700, we can establish you with a lender that will approve you without a co-signer, but first you must get your tri-merged credit report from the link I just provided and then you can come over to our online credit club and register. Then contact us by email at: [email protected] and we will then send you an application and explain our services and options we have available to you.

To join our online club right now, just use the link below and contact us: http://groups.yahoo.com/group/guaranteed_credit_files

If you need to contact me further here at the Yahoo! Answers site, just do so because I have email contact as well here on Answers and would be more than willing to work with you and assist you with obtaining the student loan that you need for your educational endeavors and I can also get it deferred for you up to a maximum of ten (10) years without your having to worry about making payments.

If you’re really serious and ready to get started, please contact me because I have you funded and funds in your hands within the next 7-10 business days.

Much Love

Peace & Happiness

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