I will be able to help you more, if you tell me your situation.

The best options would be Federal Stafford Loans, Unsubsidized and Subsidized, and Federal Perkins Loans.

Federal Perkins Loans are for undergraduate students, they have deferred interest while in school. The student is responsible for repaying it. It is need based, and there is no credit check. There is a 5% fixed interest rate. You can borrow up to $6,000 a year. The total limit for this type of loan is $40,000.

Federal Stafford Unsubsidized Loans do not have deferred interest while in school. The student is responsible for paying it back. It is not need based. There is no credit check. There is a fixed 6.8% interest. You can borrow up to $23,000 for your undergraduate studies.

Federal Stafford Subsidized Loans have deferred interest while in school. The student is responsible for paying it back. It is need based. There is no credit check. It is a fixed 6.8% interest rate. You can borrow up to $23,000 for your undergraduate studies.

The first step in obtaining these loans would be filling out the FAFSA. From there the school will help you with what type of loans you qualify for.