I would recommend getting federal student loans such as Stafford, Ford or Perkins loans. Try to stay away from private lenders. They can charge you huge interest rates. If you havent looked into financial aid such as pell grants and scholarships…you should. There are tons out there. Also you can sign up for a rewards program for free called Upromise that applies a percentage of what you spend at grocery stores and gas stations to your college education.

A Bad Credit Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidatestudent loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.

Honestly they’re not that good a deal. My advice is only use them if you MUST, and then only take what you MUST have to pay for classes. If at all possible go for the scholarships / grants / family options first.

A big mistake is using ‘extra’ student loan money to live it up…

Save the excess, only accept enough to pay for school expenses.

Talk to your financial aid at school. They’ll refer to a reputable lender. Most of the lenders are government subside, you can get a low interest rate as long as you’re in school.

Don’t use any of the people listed on here. They’d rip you off.