A few days ago
Anonymous

do i have to pay back a student loan if i am on disability ?

do i have to pay back a student loan if i am on disability ?

Top 8 Answers
A few days ago
Nicki

Favorite Answer

No. Contact your lending institution immediately and let them know. They may require documentation.
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A few days ago
Dan S
The only disability that will prevent you from having to pay back your loans is death. Now you can get a grant based on disability. But, loans always have to be paid back, otherwise they are a not a loan, but a grant.
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A few days ago
stlsigma2
I had my student loans written off due to disability. What has to happen is your doctor has to sign a form stating that he feels that you are unable to earn a salary due to your disability. My loans were written off totally. You have to wait 3 years before you qualify to federal aid again. However, you can’t use the same disability to have your loans written off again.
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A few days ago
Robin M
Yes, you do. Just because you are disabled doesn’t mean you are not obligated to payoff money you have borrowed. In fact, if you are not able to complete your schooling because of your disability, you will have to start paying that loan off sooner.
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A few days ago
Anonymous
Not necessarily, I became disabled and could not work at all,I reported that to the lender.They sent me some paperwork to fill out and return.The big thing they wanted to know was what the disability was and my doctors name address and phone.

We sent a few more papers that they sent me later and they then sent me a letter that said I didn’t have to pay them.

That was 16 years ago.

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A few days ago
Anonymous
If you are totally and permanently disabled, you may be eligible for cancellation of your loan. To be eligible for this discharge, you must provide certification of your total and permanent disability from a physician of medicine or osteopathy who is licensed to practice in the U.S
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A few days ago
Richard H
Discuss it with the company that loaned you the money. If you can prove insufficient income to repay the loan, you may be able to get off, otherwise, do whatever they say.
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A few days ago
amoroushotmama
You may choose to defer the payments or go into forebarance.
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