Even though you didn’t get the scholarships, you can still get a private student loan that covers educational expenses like laptops, rent, textbooks.. typical incidental items.

They offer deferred payments until you graduate and the money is sent directly to you.

Since you’re 29, I presume, you have a work and credit history. You most likely won’t need to worry about a co-signor. But if you have had any credit problems a co-signor would be required.

These loans are provided by private lenders, and each has different guidelines. There’s no charge to apply, so you should apply at a couple to get a feel for what is available to you.

The two I recommend trying is Student Loan Advisors at http://www.studentloanadvisors.com/ They are a private company that works as a matching service based upon your

submitted request form.

The other is Chase Bank. They have a dedicated private student loan department. You can reach them through http://www.usadegrees.com/chase/ I’d suggest completing the online form and letting them call you back rather than calling and waiting forever in the queue at the call center. But that’s just me.

Try to get a subsidized and/or unsubsidized federal school loan. Yes they do have to be paid back but payments do not start until you are out of school for 6 months. Plenty of time to get a decent job and start budgeting for the payments. I got mine through Wells Fargo but you need to contact your financial aid office to get paperwork started. It takes some time to get so unless you can get the money from someplace else you may be without supplies. My grant covers all my tuition and I also get enough to get my books and things. Talk to your financial aid office. Maybe you are due a refund of some of the grant money and they can issue you a book voucher for your schools bookstore. Mine did.

Congrats to you on going back to college! Check with your college about a laptop loan. Some schools have that – you can get up to 2 grand for a computer.

Fastweb.com is a solid site for scholarships.

Good luck to you!

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congrats on going back to school, but in what state or country you live?

fastweb.com