A few days ago
Anonymous

What is the meaning of Cashier’s Check? THANKS?

What is the meaning of Cashier’s Check? THANKS?

Top 4 Answers
A few days ago
Diane B

Favorite Answer

legal definition

In the United States, under Article 3 of the Uniform Commercial Code, a cashier’s check is effective as a note of the bank. Also, according to Regulation CC (Reg CC) of the Federal Reserve, cashier’s checks are recognized as “guaranteed funds” and amounts under $5000 are not subject to deposit holds, except under certain circumstances.

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A few days ago
Anonymous
In theory, the cashiers check is a check drafted off bank funds, and therefore more certain that it will not bounce. A cashiers check is not guaranteed though.
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A few days ago
Kitten S
It’s a check that you purchase from the bank preaddressed to the payee. Usually the bank charges about $8 per check. You would take the money to a bank or withdraw it from your account, and ask for a cashier’s check for Kitten in the amount of $59M (that ought to cover it), they will take the money for the check plus the fee, and you give it to the payee. Be careful with it because you BOUGHT it,
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A few days ago
Sara
a check guaranteed by a bank
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