Who else hates being poor?
I am currently going to an Ivy League university for undergrad and am going to have massive amounts of student loans and debt once I graduate in a year.
If/when I go to graduate school, I’m going to take out all of it on loans. It costs about $200,000 to go to graduate school.
All of my cousins are rich and I just hate being poor. They don’t have to worry about how to pay for college or anything. And I don’t understand why EDUCATION has not paid off.
Favorite Answer
You make it seem like you’re poor because of all the loans you have, but face it, you aren’t the ONLY one in the world that has college education loans…. people can make a decent living and still pay off their loans, so that means you should too.
If you want to know my opinion, you have to do a few things: One… Live below your means. Get a job, and make sure whatever you are making, put at least 10% away, in either savings, or to pay off your loans. You can work WHILE in college, AND even when you are doing your graduate studies (Hell, there are tons of assistantships and fellowships that will pay for you tuition)
Second, find loans that have LOW interest.
Third, make lots of connections with your professors to find decent jobs.
And lastly….and a big one… STOP COMPLAINING!
A lot of people have it FAR worse than you do. Talk to the homeless man with no education to even get a job, and tell him that you think you’re poor. I’m sure he’d laugh in your face.
Seriously, analyze YOUR priorities and what YOU can afford and live with re: your education. Do the ole’ “How much debt will I have when I graduate and will I earn that much my first year out of school” test. If you borrow $50,000 to go to school, you should have a degree that’ll earn you that much annually.
Stop comparing yourself to your cousins or other relatives unless they are going to help you pay off that $200,000. (You’ll have a lot less gray hairs, trust me.) Education does pay off, if you want it to… it will give you OPPORTUNITY more than anything but it’s up to you to do something with it. Remember you are sacrificing what you are now, for what you can become. 🙂
One more tip before I stop my rant: I am “just as married” as my friend who spent $20,000 of her parents money on her wedding while we could only afford $500.00 for ours.
Something to think about!
Good Luck.
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