Re: CLEP – all the information you need can be found on the College Board website. Be careful though, not all schools accept all tests and some have credit limits. This isn’t the easy way to go – it’s just like walking into Psych 240 on the last day of class and just taking the final exam.

http://www.collegeboard.com/student/testing/clep/about.html

Very many state universities offer degree wholly online now.

One that comes to mind as a good possibility for you is the University of Nevada Las Vegas (UNLV)

http://distance_ed.unlv.edu/cp/cp_home.html

They offer a BA in Social Studies online and I’ve never seen them on daytime television.

UNev Reno offers a bunch of online courses that all of the UNev campuses will accept in transfer.

just an idea for a starting place.

If you define a specific major, we might be able to point you to some even better ideas. 🙂

My university, which is the University of Missouri-Columbia, now offers online degrees. But it is a real slim selection. I am not sure what they offer. Personal Finance is one of them.