Since she earns that amount every half-month, and there are 12 months in a year, multiplying by 24 will give you the amount earned in a year.

Dividing would have given the amount per 1/48th of a month.

which means the answer is $32,288.40

annual / 24 = semimonthly pay *this is what you did

semimonthly X 24 = her yearly rate *this is what you want to do

You want to multiply whey you are give paydays in the year.

When you are given the yearly and want to figure the the paydays is when you divide.

1.345.35 X 24 = 32, 288.40

If she were paid bi-weekly, the amount would be multiplied by 26 since there are 26 weeks in a year, and bi-weekly means every two weeks

Therefore, Karen earns 1345.35 two times per month.

The yearly rate would be 1345.35 x 24=32288.40