A few days ago
slp2b

Student Loan Interest Rate…?

I am confused about two different offers I’ve been given for student loans. One lender is offering me the Prime Rate (currently 8.25%) + 0% extra, while the other lender is offering me the LIBOR rate (currently 5.360%) + 3.6%. I was told that the Prime Rate decreases slower than the LIBOR (if it does occur). The LIBOR fluctuates quarterly, while I guess the Prime Rate changes annually?

Which is a smarter deal? I find this confusing.

Top 2 Answers
A few days ago
Anonymous

Favorite Answer

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A few days ago
Anonymous
LIBOR is not clear…I found interesting information about your answer, college loans, scholarships, college grants & partime works here. http://all-student-loan-consolidation.blogspot.com/2007/07/college-loan-consolidation.html Good luck!
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