I do recommend doing core classes at community college because private colleges are usually quite a bit more pricey than state colleges. If you are looking at a certain private college, you should try to contact an advisor there who can answer some questions about which courses would be best to take and **making sure that the private school will accept the transfer credits.** That’s a really important one. I can’t seem to find how long the scores are good for but if it was over 5 years you might consider taking them again anyhow. Based on Stafford loan disbursement limits, a first year independent undergraduate can borrow no more than $7500 (reference below). Depending on your need estimated from the FAFSA, you may or may not be charged interest while in school. Past that, you will need to apply for grants and scholarships, privately and/or through the school. Work closely with the financial aid department. Other private loans are a last resport as the interest rates are usually terrible.

Do not rely on the school or the government to just give you what you need. I speak from experience. I will be attending a $30000 accelerated graduate program (meaning I am not permitted to work), I made $19000 last year in the Philly/Trenton area but was out of work 3 months, have no savings, and $14000 in undergraduate debt. They estimate (based on last year) that I should be able to pay almost $5000 myself (when money grows on trees…). The maximum on my Stafford is $20500 (because graduate level). The school and I are trying to figure out where the other money will come from…. To feed myself I will be making jewelry and Renaissance wear, and doing sales for a friend who makes chocolates. I hope you have better luck.

Heres some scholarship resources:

www.fastweb.com/

www.scholarships.com/

www.findtuition.com

www.college-scholarships.com