I’m a full-time working mom and wife. I would really like to go back to school to at least get my associate’s degree. The problem is, I can’t quit my job. My total household income is 60k+, however I make at least half of that and we couldn’t afford to live if I quit my job and went back to school. Our credit isn’t the best so I don’t think I could get a loan to supply my income, and I do have a toddler so that requires most of my time when I’m not at home. Also, my husband works nights and is on a rotating schedule (he works 2 days on, 2 days off, 2 days on, 3 days off, etc…). I applied for financial aid last year and they offered $3,000 a semester, obviously, that’s not going to pay for schooling and supply my current income. How in the world can I work this into my life? I feel like if I don’t do it soon, I may never and that makes me very sad and like I’m giving up on a dream. Any suggestions?