A few days ago
Anonymous

FAFSA government student loans. Please help…?

okay i just filled out my FAFSA… my parents make $90,000 a year that i had to report on it so it’s likely i WONT be getting financial aid… they dont help me pay for school and i need a loan for my tuition… i marked on the FAFSA that i would like student loans… will the government give me a student loan if my parents make that much money and I have high credit card balances but a good credit score? im unemployed this year (i now work for a place that pays me cash but im not officially employed on paper)… i had to use my 2006 taxes on the FAFSA i made $9,000… i just really need some money for school and i was wondering if anyone else was in a similar situation as me… also i CAN’T get a private student loan from a bank because i have no pay stubs to show income… and you need to be employed for 2years at the same company to be eligible… the reason i quit my last job that i was at for 3 years is because i needed time for school… any info would be greatly appreciated!

Top 6 Answers
A few days ago
Anonymous

Favorite Answer

Maybe instead of filling out your fasfa as if you were still a dependant of yur parents you would be fine. especially if they are not going o help you with school. If you file your own taxes and they don’t claim you as a dependant on their taxes then you should not have to report your parents income on your fasfa.
1

5 years ago
?
FAFSA doesn’t pay for expensive schools, you get the maximum allowed amount like everyone else and that’s it. If you don’t want to have to take out private loans then go to a cheaper school. The government doesn’t pay for any school you want to go to. To get a private loan you’ll need a co-signer with excellent credit and high income.
0

A few days ago
Anonymous
With your parents income you likely won’t get a PELL grant, but the good news is you will prob qualify for a student loan, there is usually no credit check (although you can’t be defaulted on other student loans) and you don’t have to start paying them back until after you leave school. Credit card ballances won’t matter.
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A few days ago
David b
If you dont have bad credit, it would be an added advantage.

Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad creditdepending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.

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A few days ago
Anonymous
hate to break it to you but the good philosophy with fafsa loans is the worse off you are the better luck you have getting them. really sucks.

I’ve had trouble with the fafsa too. Tried to get into college a year after my divorce (he was Air Force active duty) and they counted him in b/c they check last years tax returns. I said it’s been a year since i’ve seen any income (emotional trouble and personal problems i chose not to work) but they said it didn’t matter.

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A few days ago
Skittles
you should be able to qualify for some financial aid but not much.
0

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