A few days ago
Anonymous

Co-Signing Student Loans?

I don’t have the option of going to my parents or relatives to co-sign a private student loan, seperate from the federal loan. Is there a place I can go online to find a co-signer? I don’t have enough credit built up and I need alot more money than just a federal loan since I have to pay out of state tuition and housing. There is nowhere online that will approve me without a co-signer because of my limited credit and since I’m taking out $15,000. What are my options?

Top 4 Answers
A few days ago
Anonymous

Favorite Answer

I’d go to a cheaper school. One you don’t have to take out private loans to cover all the costs. Most in-state schools can be completely covered by the federal loan maximums if you do both subsidized and unsubsidized loans. Here is a good publication with the loan maximum amounts.
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A few days ago
jml167
Without a co-signer, there are few loan options open to you. I would suggest going to your financial aid office and talking to someone there. Hopefully they will have ideas about scholarships and grants that you may be eligible for. Whatever you do, don’t pay money to get a loan somewhere online and check the loan offers you get for interest rates. Student loans are capped at a certain percentage and the payments go into deferment while you are in school. Other loans don’t have these protections. Good luck to you!
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A few days ago
stella
Did you fill out a FAFSA? You might qualify for money that doesn’t require a cosigner. Talk to the financial aid officer at your school. There are a lot of options for financial aid like grants and scholarships (which you don’t need to pay back). You can research those options at public libraries or even through your financial aid office – there is a lot of ‘free’ money out there if you look. As far as co-signers, I don’t imagine someone would co-sign who doesn’t know you because if you default they will be held responsible for your loan. Ask at your school FA office for options.
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4 years ago
?
that is not interior the better seven hundred’s anymore. you have a 30, 60, ninety, and a hundred and twenty day previous due on your credit now and somewhat might have dropped a hundred and fifty factors if not extra. the only thank you to treatment that’s to pay it off or have him touch them and set up a fee plan. the two way your credit is shot for a pair years.
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