A few days ago
saralove31888

are there student loans that don’t do credit checks?

ok we’ll I really messed up my first semester at my school leaving me with a very low GPA I’m going back this fall but I’ mnot getting any finical ade due to my low GPA

I’ve been applying for Loans left and right with a co signer (my Grandma who is my Mom also) and they are denying us all of them. . .she’s the only one that will cosign for me and she starting to feel like giving up and without a a full deferral loan I can’t go to school and if I don’t go to school bad things will happen because I can’t live in my house for long periods of time. . .

I really don’t know what to do now

any ideas?

are there any loans that don’t require a credit check?

Top 4 Answers
A few days ago
Anonymous

Favorite Answer

You can apply for a federal loan without a cosigner.

Here are the steps you need to take:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:

http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx

4) You can also try to get a grant or scholarship, which is free money that you won’t have to pay back. Look here:

FedMoney.org Home

http://apps.collegeboard.com/cbsearch_ss/welcome.jsp

http://www.freegovmoney.net/

http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships

http://www.studentawards.com/

http://www.college-scholarships.com/

Good luck!

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4 years ago
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1
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A few days ago
Anonymous
Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad creditdepending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.
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5 years ago
?
That’s a great question
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A few days ago
Anonymous
sallie mae is pretty good they do preapproved loans but the first time you apply your cosigner needs to be approved. dont look at the gov’t websites b/c they wont give you all the money you need and good luck
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