Are Astrive student loans reasonable?
Astrive seems to have high fees, high interest and requires a credit check,which would explain why they do not sell their loans. Before settling on this lender, I would shop around. The Federal Student Aid Program through the government’s Direct Loans and Sallie Mae do not check credit and offer more flexible repayment terms. Plus, you do not need a co-signer, which Aspire seems to push alot in their literature.
Check around before signing with this company, I think you can get a better deal!
If you’re looking at a private student loan, like Astrive offers, then I presume you’ve already maxed out any federal loan options. If not, go that route first. Start by completing the fafsa online at http://fafsa.ed.gov/
Once you have gotten as much federal student loan assistance as you can, then shop around for a private student loan. A couple of places I highly recommend are Student Loan Advisors at http://www.StudentLoanAdvisors.com and Chase Banks private student loan program which you can reach through http://www.usadegrees.com/chase/ .
Both have online application forms, they will call you back to discuss options and typically can get you an answer within a couple of days or less.
You should compare both of the programs I suggested along with Astrive and decide what works best for you.
A private student loan works much like a federal student loan in that you may defer payments until up to 6 months after you are out of school. The biggest difference is that they will send the money directly to you to use towards any educational expense. Typically the rates are higher than a federal loan and they will look for a positive credit and income history or a co-signor if you can not provide this on your own.
Private Student Loans can be a valuable tool in completing the education financing picture, but you have to use them wisely.
- Academic Writing
- Case Study
- Critical Thinking
- Education Questions
- Essay Tips
- Essay Writing
- Free Essay Samples
- Free Essay Templates
- Free Essay Topics
- Human Resources
- Problem Solving
- Research Paper
- Review Writing
- Social Issues
- Speech Writing
- Term Paper
- Thesis Writing
- Writing Styles