You manage to do something with the education you just paid for when you get out of school.

as long as that’s the case I say go to school to your hearts content school loans are the best low interest rates tax deductible in some cases and an education can help you in so many ways. Plus it’ll give you a few stress free years away from work to develop yourself. My one regret from school is that I didn’t take out more loans and I stressed myself working for like 5-10 dollars an hour. If I had just taken out 4-5k extra a year I’d have had no stress and could have concentrated more on studies. Paying back an extra 20k now is nothing compared to not only what I make but what I will be making in 5 years. (but I got a good paying job out of college computer science).

With all that said If you can obtain you degree quickly without subjecting yourself to onerous debt after graduation, I would do it. Also make sure your prospects for employment after graduation are good.