The Education is a lifetime insurance for your family so if you and your wife want to get a BA or going back to school, why not do it, also it will encourage your kids on doing the same. Take a loan and pay at least $50 every month stating from the first month of school so you wont end up with a high amount to pay when graduated.

I hope that will encourage you to get this done.

http://www.iefa.org ——-> International Students on the web <---- http://www.about.com --->Great search engine and information site for everything <--- http://www.ed.gov/index.jhtml --> Dept. of Education for any questions<-- http://www.fastweb.com http://www.gocollege.com http://www.collegeboard.com http://www.scholarships.com http://www.walmartfoundation.o... Please go to the Department of Education for more help and a list of student loan foundations. Good Luck!!!! I obtained these website from my community college in which I attend. If you start paying your student loan while in school you can claim it on your taxes. Right now interest rates are 6.8% fixed. I wish you the best. The lower your EFC the more money you will receive from Federal Pell Grants and other Grants. Then the loans come into action. Fastweb has scholarship listings.

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