Can you explain how Americas health system works?
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Instead of having the government take care of everyone, causing delays in healthcare, mediocre service, and poor care, citizens pay for their own doctors unless they have health insurance.
Health insurance is commonly purchased by employers, the self-employed, or individual citizens because the costs of health care are ever-rising. Thus, if you need to go to a doctor, when you have insurance, you would most likely pay a small deductable (around $500 usually) and then your insurance company pays the remaining balance for your visit. This is especially effective because it keeps people from running to the doctor for every little thing (knowing they will have to pay a little on their own) and the insurance companies know that not everyone will need to have doctor’s visits every year.
There are places where the health care system is hard on some people. People whose employers can’t or won’t buy health insurance for them often go without, which means that when they go to the doctor, they end up having to pay the bill entirely on their own. This is very costly!
However, the way to fix this is not a national healthcare system. If we had a national healthcare system, it would take entirely too long to get in to see a doctor because people WOULD go in to the clinics for every little thing. In Canada, it can take up to 9 months to get an MRI scheduled. I recently had to have an MRI that was scheduled within one week of the first exploratory appointment. After the MRI, I had to have more tests and eventually a biopsy and surgery done to diagnose my cancer. This was all done in less than three weeks.
We found my cancer in the second stage. Can you imagine how much further it would have progressed if I had had to wait 9 months to get that first MRI?
Oh, and it takes like a month to get into the doctor’s office if it isn’t something needing immediate attention. And Heaven forbid you should have to stay in the hospital…that will really cost you some money.
[/rant]
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