A few days ago
What are the best private student loans?
Who are the best lenders for private student loans? I already have information for federal loans and scholarships.
Top 5 Answers
A few days ago
Favorite Answer
Be very careful. From my expierience there is no good “private” student loan. The rates can be twice or even three times higher than fedral loans. Most are equal to or many points higher than the prime rate, this usually depends on your credit score.
If you are going to use one try to borrow the smallest amount that you can. You will get it paid off faster without getting burned with all the interest.
I took out a private loan and I now have a massive monthly payment for the next 20 years.
Work hard, get those scholarships and put some more research into government grants and loans.
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5 years ago
Hello how are you? Well the first thing you should do is apply for scholarships and grants. This is because they are both sources of free college money that does not need to be paid back. Student loans should be last on the list if she can’t get a scholarship or grant. You can refer to my sources for more information about scholarships, grants and student loans. Good Luck.
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A few days ago
If you are a parent, look into PLUS loans. They can be granted through private lenders, but are controlled by the US government. You can borrow the amount needed for tuition, room, board, books and travel expenses, minus any awards/scholarships received. Remember, this loan program is for PARENTS, not the students. The responsibility for repayment lies with the parents. The monies are paid directly to the school. Repayment starts 3 months after the first disbursement.
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A few days ago
Stay Away from all internet lenders wanting $ up front for fees.THEY ARE SCAMS-never pay up front fees for any loan.If they are asking for $ up front IT’S A SCAM.Report these crooks to the IC3 division of the FBI and to your states ATTY. GENERAL office.BE AWARE of these HOODLUMS and report them.
2
A few days ago
THE GOVERNMENT FREE PELL GRANTS AND FANNY MAC IS A GOOD ONE. GO TO YOUR FINANCIAL AID DEPARTMENT THEY SHOULD HAVE A BOOKLET PUT TOGETHER SO YOU CAN GO ON LINE TO RESEARCH.
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