A few days ago
David b

Should I consoidate these student loans?

I currently have about $30,000 in federal student loans consolidated w/Sallie Mae at an intereste rate of 4.5%. I have another loan not w/Sallie Mae for a little under $6000 at a rate of 6.8%. SallieMae is trying to get me to reconsolidate my loans and add this loan into it, and lock me into a rate of 5.25%. My questions is, is it worth it to raise the rate on the 30K by 3/4% just to get a better rate on the smaller loan? Should I do this consolidation?

Top 1 Answers
A few days ago
Mo_Joe_man

Favorite Answer

Do the math and ask your self after comparing monthly payments. Also, subtract your total out pay at present

and subtract it from the new payment to see if it benefits U.

0