sound like you are in a private university. why did you choose to go in to private university. Public university is so cheap. Community colleges are so cheap and they offer free grant money.

I went to community college and then transferred out to a University. Now I have bachelors degree and I don’t have nay loans.

You should always apply for a federal government loan before you apply for a government loan.

Here’s what you need to do for a federal loan:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:

http://www.studentfinancedomain.com/student_loans/perkins_student_loans.aspx

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

http://www.studentfinancedomain.com/student_loans/subsidized_stafford_loan.aspx

You can also try to get a grant or scholarship, which is free money that you won’t have to pay back. You can read about them here:

http://www.studentfinancedomain.com/financial_aid/college_scholarship.aspx

And here are some good sites that offer grants and scholarships:

FedMoney.org Home

http://www.freegovmoney.net/

http://www.grants.gov/

http://www.findtuition.com/scholarships/

http://www.nextstudent.com/scholarship_search/scholarship_search.asp

http://www.brokescholar.com/

http://apps.collegeboard.com/cbsearch_ss/welcome.jsp

http://www.educationplanner.com/education_planner/paying_article.asp?sponsor=2859&articleName=Grants_and_Scholarships

http://www.studentawards.com/

http://www.college-scholarships.com/

Good luck!

Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad creditdepending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.

I used Citibank for all of my student loans. I found them to have low interest rates, good customer service and a good website to help you keep track of your loans. I found it convenient to have all my loans through one company. It made keeping track of the paperwork easier and consolidation was a snap. I have not had any of the “horror stories” that float around about student loan companies happen to me, and I felt that Citibank kept me very informed about my options when interest rates and laws changed. I also got a private student loan through them when I had exhausted my federal loans. They gave me a good interest rate on that too. Good luck!