Here is what you do:

Contact each company you have the loan with and ask them to put the exsisting loan on a payment plan. They will hold your check and not charge you a late fee. If they are members of the CFSA (community financial services association), they are suppose to offer you this opprotunity once a year.

They should set you up on 4 installments to pay this off.

If this doesn’t work, just contact a bank and see about getting a signature loan to pay them all off or you can go to consumer credit counseling and they will negotiate for you.

Hope this helps. Payday loans are a good thing for short term usage and should not be used as a crutch.

I just applied here: paydayloan-rescue.com. I was denied due to the total balance of my loans being over $2,000, which is their max. I tried to reapply without one of the loans being listed but was denied again for the information obtained in the prior application. Good luck.

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